I used to think I was organized, but I was really just busy. Bills would arrive and I'd deal with them. Tax time came around and I'd panic-sort through everything. It was exhausting.
After setting up my financial calendar properly, things shifted. Not overnight, but within a few months I noticed I wasn't scrambling anymore. I could see quarterly BAS coming, plan for annual insurance, even schedule when to review subscriptions I wasn't using.
The biggest surprise? How much mental space it freed up. I'm not trying to remember dates anymore because they're already mapped out. Worth every hour I spent learning the system.